Saver Loan

For our loyal members

Be rewarded for your loyalty

Birthdays, holidays, whatever you're planning for your year

Use our Saver Loan to plan your credit to make your life easier with flexible loan terms, repayments, and amounts

Flexible loan options with Saver Loan

How to apply

As an active member, our secure messaging app is the quickest and easiest way to enquire about our Saver Loan and anything else about your membership with us

Mobile messaging app

All members can use our secure mobile messaging app to complete a loan application

You can complete your Green Loan application and ask us any questions all in one place – you can even talk to us about your ideas for your sustainable & retrofit changes!

Don’t worry, all messaging on our app is encrypted, so your personal documents and data are all safe and sound

Not already a member?

You can still borrow from £150 – £15,000 with our other affordable, flexible loan products, even as a new member. Join today and begin securing your financial future with us 👇

Why choose our Saver Loan?

Small loans with cheap interest rates

We are able to offer competitive interest rates. You’ll never be charged more than 3% monthly interest – our Saver Loan is even less!

99% of our Google reviews are 5 stars, something we are incredibly proud of. Our members show us lots of support and appreciation for the service we provide

Small loans with flexible terms

Repay with flexible loan repayments on terms that suit you. We know everyone’s finances are different and there’s no one-size-fits-all approach, so we work with members to find the best possible way forward for your finances

Get a decision on your Saver Loan within 2 working days. Speed matters and, with our experience, we are able to work quickly to get back to you with a decision and next steps

Quick loan decision
No fees on credit union loans

Keep your mind at ease with no fees, charges, or penalties. If you have any questions about your loan, repayments, or anything to do with your account, just send us a quick message on our secure messaging app

Save whilst you repay and enjoy your savings once your loan is repaid. Everyone who borrows from us saves too, so you don’t have to stress once your loan is repaid. Leave your savings here to support your Saver Loan credit level and continue to save, or enjoy your nest egg and treat yourself

Looking to get started?

Saver Loan allows our loyal members to access lower interest rates

Build your membership with us by getting started on our Welcome Loan

What to expect

You can apply for a loan right away! Simply fill in our online loan application form and we’ll be back in touch within 1 working hour. We’ll then finish signing you up and guide you through the application process.

Our members most often find repaying through a standing order to be easiest option. If you are employed by one of our payroll partners, your loan repayments can be taken directly from your wages through payroll deduction, so you’ll never have to see the money leave your account. If you’d prefer to call into the office, feel free to pay by cash.

Interest on all of our loans is calculated daily on the reducing balance of your loan. With every repayment you make, you clear the interest accrued since your previous repayment and your interest is then calculated for your next repayment on the reduced balance – the lower your balance, the less interest you pay.