Dream Saver

Save for your dream goals

Take the first steps towards your dreams.

Here at South Manchester Credit union we believe that even through troubled times it is crucial to hold onto your dreams.

That is why we have created our Dream Saver account, a account specifically designed to help you save up for a dream of yours.

No matter how big or small tell us your dream goal and start saving in your Dream Saver account. Your savings will be locked away safely until your dream goal is reached

Your savings are protected and insured

All of your savings here are protected by the Financial Services Compensation Scheme up to £85,000 per account holder.

On top of this, we also give members free savings protection cover with our Open Saving and Locked Savings accounts (T&C’s apply).

You own your local credit union

Everything you save in your PrizeSaver act as shares in your local credit union – you are a part owner!

You’ll have your say on all things credit union at our annual AGM, including voting on our board of directors. 

We've been here for over 24 years

Trust us – we know what we’re doing when it comes to keeping your money safe and empowering your finances.

We have been supporting our local communities since 2000, as a place where anyone who lives or works in South & Central Manchester can borrow affordably and save securely.

We aren’t stopping any time soon, so why not join your local community credit union today?

Build your savings your way

You can feel free to deposit anytime, and there are plenty of options when tucking your money away with us.

You can deposit through:

Save whilst you repay your loan

We encourage everyone who borrows with us to save at the same time. It may only be a small amount, but build this up over regular repayments and you’re sure to see the benefits.

We have plenty of saving options

Looking for something a little different to Open & Locked Savings? There are other options for you here that all have their own unique benefits.

Check out some of our different saving options here 👇

What to expect

Anyone who lives or works in South & Central Manchester can join us. We’ll just need to see some ID and proof of address and that’s it – we are inclusive to all! The best part is it is absolutely free to join and access all of the benefits we have to offer. Join today and start saving or apply for your first loan.

We could honestly talk all day about why you should join your local credit union!

To make it easy for you, have a quick read through our favourite reasons why joining a credit union is for just about everyone.

Of course! You can make deposits into your credit union account right from minute one. Open your account today.