Never stop until you reach your dream goal- David’s story

Reading Time: 3 minutes

In your life, can you think of something you fought for? Something you put everything into? Now remember how it felt when you reached the finish line and achieved your goal. Hold that feeling and keep it close as you hear David’s story, a member of our community who knows the feeling of going for a dream goal all too well.

A sky full of clouds

It all started with a dream goal

As a child, David had big ambitions. He dreamt of becoming a doctor and he was determined to make his dream a reality.

Although he wouldn’t go on to study medicine, David studied Biochemistry in Nigeria as his first degree. However, due to factors out of his control, David was unable to complete his Master’s.

Whilst in Nigeria, David spent time working with terminally ill patients. The amount of mis/underdiagnosis that led to people being in that position struck him. He simply knew that a persons quality of life could be improved if first diagnosed properly.

David’s work in Nigeria inspired him to seek a Master’s in Public Health. When an opportunity for a scholarship came up at the University of Salford, he couldn’t turn it down.

A doctor completing research

As part of his Master’s degree, David researched Foetal Alcohol Spectrum Disorders (FASD). Only 1 clinic in the UK is able to properly diagnose FASD, as research into FASD is new and limited – David wanted to be a part of influencing policymakers to make a real change.

A bump in the road

David wanted to continue and complete a PHD to achieve his dream, however, it would come with a cost. As an international student, David could not access student loans or benefits. He could only work a maximum of 20 hours a week. Coming to the UK with his wife and 2 young daughters, David had to consider his family when making his next move. Giving up on his PHD was never an option. He had the full support of his wife who worked full time throughout his studies, but David still had to raise more funds from somewhere.

Blocks spelling out the word loan

When David met South Manchester Credit Union

David’s options were limited. He was not previously aware of credit unions until a friend of his recommended he should talk to us about a loan.

“I thought I might as well try. What’s the worst that can happen?”

He applied for a Smart Loan to go straight towards his tuition fees, which would mean he could carry on with his PHD. A few days later, David received a call from us – his application was accepted!

David felt out of this world

“Wow! The feeling was out of this world. I was ecstatic, it really felt like a miracle. Even now it’s a like a brand-new feeling”

David was able to complete his PHD and achieve his dream. He was offered a permanent position at the University of Salford. This was perfect for him and his passion to contribute to the field of FASD. 

A student happy in the sun

Today, David is working as a researcher, attending conferences and presentations on the global stage. In the future he would be open to exploring research into the criminal justice system, neurodiversity and inequalities and aims to contribute to international policy. One thing you need to know about David – he reaches his dreams.

David’s advice to people still chasing their dream? “Keep trying every option you have. Magic can happen”.

If you have a dream you are chasing and you are facing financial hurdles make sure to read about our Smart Loan here. You can borrow up to £15,000 to help you reach those big milestones in life.

Share this post

Money saving tips

Side hustles
Local money for local people

Side Hustles – Everything you need to know

Reading Time: 4 minutesSide hustles are becoming more and more popular in the UK every day. The good news is, it’s never been easier to start earning some extra income. We’ll run you through all you need to know about side hustles so you can get yourself started. Looking to increase your income?

Read More »

Stories

Stories

The impact of an ethical savings account – Lawrence’s story

Reading Time: 2 minutesHere at South Manchester Credit Union, we will never stop talking about saving. We encourage our members to save into their ethical savings account, as alongside them we believe building a strong savings habit is important for the future. Not only do savings allow you to be prepared for life’s

Read More »
Stories

Social impact saving – Sandy’s story

Reading Time: 3 minutesAs a community credit union, we exist to support our members, however, our members also support us. By saving in the credit union, you are directly creating a social impact and allowing us to continue to improve the financial well-being of our local community. A member who knows this all

Read More »

Financial support

Credit union world

Cost of living support – Cost of Living Emergency Plan

Reading Time: 5 minutesHello everyone – Ryan here. Just wanted to quickly introduce myself before we get started on today’s blog about cost of living support. I’m the newest member of the marketing team here at South Manchester Credit Union. I really am enjoying bringing you guys the best content we can. We

Read More »
Credit union world

Greater Manchester Community Credit Unions united to unveil £15m financial support in Covid recovery plan

Reading Time: 2 minutesIn 2020 eight community credit unions joined together to launch a Covid-19 recovery plan. The plan offered £15m in financial support to millions of people across Greater Manchester. http://youtube.com/watch?v=2-Onp-dell8&t=18s Sound Pound offered financial support The consortium, known as SoundPound, showed communities across the region that there was light at the

Read More »

Credit union world

Credit union world

Save locally and make an ethical investment

Reading Time: 2 minutesAre you looking for a way to reach out and support members of your local community? Creating an ethical investment is not easy, however, by joining your local community credit union you can open doors for local people. Who are we? We are a not-for-profit cooperative based in Burnage. For

Read More »
Credit union world

Proud of 700 5 star Google reviews

Reading Time: 2 minutesLets celebrate together As a community credit union, local people are at the heart of everything we do. We are delighted to announce we have hit 700 5-star Google reviews! Reviews are massively important to us – they allow our members to express how they feel about our services. They

Read More »