Kickstart your savings

Smash your savings goals in 2025 with your local credit union 

Kia
Kia
"South Manchester Credit Union have really helped me from moving out independently to simply enjoying life a little with a holiday. They make you feel part of a real community"
Winston
Winston
"I found South Manchester Credit Union to be a lifesaver, not just financially but moreover mentally I would say - peace of mind"
Joe
Joe
"I can't recommend these guys enough, a fantastic service that is friendly and also professional. They make things easy for you to understand and show an interest in why you are using them. 5 stars. Thanks so much!"
Stephen
Stephen
"Kind and polite staff, flexible with time. Great service👍🏾 Fast and reliable"

Who are we?

Hi there 👋 we are South Manchester Credit Union, a not-for-profit cooperative organisation offering secure savings accounts and safe, affordable credit to local people.

To put it simply, we exist only for the benefit of our members and always aim to boost your financial confidence & wellbeing.

Credit unions are a different way of doings, so we’ve written these handy blogs for you to have a look through 👇

How it works

Join and open your account

The first step is becoming a member, if you live or work in South and Central Manchester you can join today easily through our mobile app. 

Start saving

Once you are a member you can start depositing through standing order, bank transfer or cash

Reap the rewards

Enjoy the benefit of being a member here, including competitions, financial guidance and community news

Start saving and have your positive impact today

Saving with us couldn’t be simpler and we offer many different ways you can save. Be rewarded with PrizeSaver, achieve your goals with Dream Saver, and prepare for Christmas with our Christmas Club. However you want to save, you can do it with us!

Every pound saved here is a step towards securing your financial future and improving the financial wellbeing of your local community.

Get in touch!

Anything else you’d like to know? 🤔

We’re always happy to help, and we want to make it as easy as possible for you to contact us.

Message us through our mobile messaging app, call our office, send us an email, or pop in and visit us here on Fog Lane!

Mon           09:30 – 16:30

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Mon           09:30 – 15:30

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Wed          13:00 – 16:00

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Mon           10:00 – 15:00

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Tue            10:00 – 15:00

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Thurs         10:00 – 15:00

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Fri              10:00 – 15:00

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Loans
loans@smcreditunion.co.uk

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Payroll
payroll@smcreditunion.co.uk

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General
hello@smcreditunion.co.uk

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187 Fog Lane | Burnage | M20 6FJ

0161 448 0200

Stay in the loop on our social media

Stay informed and engaged with us and your local community through our social media channels. 

Subscribe to our newsletter

You’re at the bottom now so you may as well subscribe to our newsletter! We handpick news and promotions to help with your moolah. 

South Manchester Credit Union is authorised by the Prudential Regulatory Authority (PRA) and regulated by the Financial Conduct Authority (FCA), and the Prudential Regulation Authority. FRN 213666.