Join us
Anyone who lives or works in South & Central Manchester can join
Want to apply for a loan? Start by becoming a member easily online
Download our app
Use our secure messaging app and feel free to ask any questions along the way
Come and see us
Have a chat with us face-to-face and complete a simple application form
Can you become a member?
If you live or work in any of the postcodes shown on our common bond map, you can become a member today – it really is that simple.
Download our app and get started. You’ll just need:
- Photo ID
- Proof of address
What to expect
Anyone who lives or works in South & Central Manchester can join us. We’ll just need to see some ID and proof of address and that’s it – we are inclusive to all! The best part is it is absolutely free to join and access all of the benefits we have to offer. Join today and start saving or apply for your first loan.
We could honestly talk all day about why you should join your local credit union!
To make it easy for you, have a quick read through our favourite reasons why joining a credit union is for everyone.
You can apply for a loan right away! Simply fill in our online loan application form and we’ll be back in touch within 1 working hour. We’ll then finish signing you up and guide you through the application process.
Interest on all of our loans is calculated daily on the reducing balance of your loan. With every repayment you make, you clear the interest accrued since your previous repayment and your interest is then calculated for your next repayment on the reduced balance – the lower your balance, the less interest you pay.
As a responsible lender, we will run a credit check on your first loan application. Our policy is that we may then run a credit check on any further loan applications. Your application will be assessed based on your credit file, affordability, and your personal circumstances, not just your credit score alone.
