Engage with your local credit union
No credit checks and no lengthy applications. The Engage account and Visa debit card is available exclusively to Credit Union members
- Positively impact your community
- Keep some savings tucked away
- Build a savings habit
- Deposit anytime
What is the Engage account?
The Engage account and card works allows you to receive regular funds, such as wages or benefits, or a loan from your Credit Union. Giving you instant access to your money without hassle.
As well as reaping the benefits offered by high-street bank accounts such as sending, spending and receiving money with your contactless Visa debit card, the Engage account is packed full of helpful features.
The benefits of Engage
Budgeting tool
Engage Envelopes allows you to budget your money easily, helping you to make sure your bills are paid on time.
Cash back rewards
With Engage you can earn up to 15% cashback at national retailers – check out the full list here.
Manage your money through their mobile app
The Engage app allows you to check your balances, make transfers, set up standing orders and direct debits and view your sort code and account number.
Add the Engage digital card to your smart phone
As well as using your contactless debit card to make purchases, you can also use your smartphone to make contactless payments.
Who can open a Engage account?
Unlike big banks and other financial service providers, Engage works with South Manchester Credit Union to offer accounts to everyone, no matter what your background or credit status. Charges apply to the account at low or no cost, including
Charges and fees
- Monthly management fee
- Classic: £2 per month.
- Premium: £X per month – adjust to your CU price, or remove
- ATM withdrawal (UK)*: 75p
- Bank transfer: FREE (up to £10,000)
- First card fee: FREE
- Replacement for lost/stolen/damaged card: £5
- UK purchases: FREE
- European & International purchases: £1.00 plus 2% of the transaction value.
- Balance enquiries: FREE through your mobile app or by logging into your account online. 10p via ATM.
Notifications e.g. on when a payment comes into your account: FREE via your mobile app or via email, 10p via SMS alerts
