How do I apply ?

 Complete an application form


  • using a paper loan application form, available from 187 Fog Lane , from our  community branches, or which can be downloaded  here.

How do I access the Member’s Area ?

If you are not already registered for access, you can register here

What other information to I need to give ?

  • Your most recent 2 months of bank or post office statements
  • Your most recent 2 months of wage slips

What happens once I have put in my application?

  • Our loans team will assess your application
  • We will contact you within 5 working days with our loan offer
  • If you accept the offer, we will send you an electronic loan agreement
  • Once you have signed the loan agreement, the funds can be released

How will the loan be paid ?

We will expect to pay your loan

  • By BACS transfer to a nominated bank account


  • to an Engage card

Top Tips for your application

  • Apply online for the quickest response
  • Calculate how much you need to borrow and the repayments you can afford
  • Set up any new standing orders required
  • Provide all of the information requested and complete the form clearly
  • Be honest and build trust with your fellow members
  • Provide contact details
  • A short face-to-face interview is sometimes required

I am not confident with form filling – is there any assistance available ?

  • Assistance is available at our community branches or by appointment at 187 Fog Lane