borrow  Loans up to £1,200

Loans from £1,201

 and also…

How much can I borrow ? click here

How do I apply ? click here

What else do I need to know ?

  • Interest rates depend on the type of loan , the amount borrowed and the loan term, but interest is charged only on the outstanding amount of your loan.
  • There are no early repayment fees or administration fees .There are no hidden costs.
  • For those under the age of 69 , without pre-existing health conditions, each loan is covered by free protection in the event of premature death.
  • We currently use an external credit reference agency in processing member loans. All data is viewed alongside details of membership history and our own assessment of affordability. An impaired external credit rating may not automatically lead to the refusal of a loan application.  South Manchester Credit Union makes it’s loan decisions carefully and in the interest of all credit union members.